AI Disclaimer

Important Financial Disclosure

Jualuma utilizes Large Language Models (LLMs) and Retrieval-Augmented Generation (RAG) to provide automated analysis, categorization, and insights based on your financial data.

The Service does not provide financial, investment, legal, or tax advice.

1. No Professional Advice

All insights, projections, and analysis provided by the Jualuma AI assistant are for informational and educational purposes only. Intellifide LLC is not a Registered Investment Advisor (RIA) or a licensed broker-dealer. No content provided through the Service should be construed as a recommendation to buy, sell, or hold any security or financial instrument.

2. Accuracy of AI-Generated Content

AI models can produce information that is inaccurate, incomplete, or outdated. This is sometimes referred to as "hallucination." While we strive to maintain high accuracy through RAG (Retrieval-Augmented Generation), you should verify any AI-generated figure or insight against your official bank statements and financial records.

3. User Responsibility

You assume full responsibility for any financial decisions or actions you take based on the information provided by the Service. We strongly recommend consulting with a licensed financial professional before making significant financial decisions.

4. Third-Party Data

Insights are only as accurate as the data provided by your linked financial institutions via Plaid. If there are delays or errors in bank data transmission, AI insights will be affected accordingly.

5. Model Routing, Fallback, and Usage Reset

Jualuma routes free requests to gpt-oss-120b and paid requests to gemini-2.5-flash. If paid premium capacity is exhausted for the active period, requests automatically fall back to gpt-oss-120b with explicit in-product messaging.

Usage is displayed as AI usage this period and reset timing follows your billing-cycle anniversary date.