Data Connectors
12,000+
Plaid institutions + account abstractions
Features built for real-world financial complexity.
Every module is designed to reduce friction between raw account data and high-confidence decisions.
Asset Classes
6+
Cash, investments, crypto, real estate, liabilities, manual
Coverage
Traditional + Web3
Unified view across bank, brokerage, wallet, and manual accounts
Modes
Personal + Family
Independent controls and visibility layers
Aggregation
Unified Asset Graph
Traditional finance, crypto, and real assets in one normalized view.
- Bank, card, brokerage, wallet, and manual account ingestion
- Cross-account timeline for balances, cash flow, and net worth deltas
- Clear account typing to isolate specific risk buckets
Net Worth
Period: Last 30 days
$638,240
Assets $1.05M • Liabilities $412k
Up $12.7k in Last 30 days
Cash Flow
Period: Last 30 days
+$3,180
In $11,450 • Out $8,270
Budget Status
Based on budget period logic
72%
$5.8k of $8.0k spent
Linked Accounts
As of today
21
Checking 5 • Savings 4 • Brokerage 3 • +more
Intelligence
AI Financial Assistant
Context-aware analysis over your actual transactions, not generic advice.
- Natural language Q&A tied directly to transaction history
- Model routing: free uses gpt-oss-120b, paid uses gemini-2.5-flash with paid-capacity fallback
- Supported file context uploads: docs, sheets, slides, images, JSON/XML (unsupported files rejected)
- Anomaly detection for spending spikes and recurring drifts
- Insight cards with explainable “what changed” narratives
Spending Health
Period: Last 30 days
Stable
Spending is within expected range against income.
Top Money Drivers
Period: Last 30 days
Housing$2,140
Dining$860
Transport$520
Total spend $8,270
Anomaly Watch
Period: Last 30 days
Dining spend elevated
Weekend delivery spend is 18% above baseline.
Collaboration
Household Command Mode
Support personal and family scopes without losing data ownership boundaries.
- Role-aware visibility across household members
- Scoped transaction review and collaboration workflows
- Plan-based capabilities for premium family analytics
Goals Tracker
As of today
Emergency Fund$9.2k / $12k
Debt Payoff$6.1k / $15k
Asset Snapshot
Assets (today)
Real estate 65% • Cash 12% • Brokerage 17% • Crypto 6%
Debt Snapshot
Liabilities (today)
Mortgage 82% • Credit cards 10% • Loans 8%
See it with your own data.
Start free, connect what you already use, and evaluate how quickly Jualuma turns disconnected records into a coherent strategy.
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